2025 Medicare Changes

HOME
Medicare Disadvantage Plans
Our Mission
Clients Comments
Resume
Contact

HOME
Medicare Disadvantage Plans
Our Mission
Clients Comments
Resume
Contact

1. Medicare Supplements have no networks, you can go to any provider that accepts original Medicare, Advantage plans
do have required networks.

2. Most Advantage Plans require referrals to Specialists, Supplements don’t.

3. Advantage Plans have out-of-pocket costs for Doctors and Hospital stays, and tests MRIs, Cat Scans, etc. Supplement Plans Don’t.

4. Coverage does not move with you if you move out of the coverage area.

5. Advantage Plans benefits may change annually.

6. Potentially higher overall costs if you have complex medical needs under an Advantage Plan.

7. If you travel frequently or live in multiple locations, you may find that your Medicare Advantage plan does not provide coverage outside of its service area.

8. After enrolling in an Advantage Plan at age 65, changing to a Supplement after 12 months requires medical underwriting.

9. Advantage plans can terminate contracts with Doctors or Hospitals at any time.

10. Advantage plans are run by For Profit companies that can deny procedures. You probably have heard of some insurers
using AI to deny approvals of procedures.

11. Beware, most telemarketing calls only push Advantage plans that offer higher front end commissions.

I am an Independent insurance Agent and will not enroll you in any particular company. My promise to you is that
we find the right plan and company to fit your individual needs."We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."

This site was created with the Nicepage